What To Expect!
From Application to Exit
A Borrower Journey with
Fund Your Next Flip!
At Fund Your Next Flip (FYNF), we know that funding your investment property shouldn’t feel overwhelming. That’s why we’ve created a simple, transparent process designed for investors who want speed, clarity, and a trusted lending partner. Whether you’re flipping your first property or your tenth, we’re here to guide you every step of the way.
01
Borrower Approval
"Application"
Your journey starts with our quick online loan application — it takes about 10–15 minutes. We review your credit score, reserves, tax returns, experience level, and entity setup to confirm you meet FYNF’s criteria and are ready to move forward. Our pre-approval is good for 90 days, but check in before making offers to be sure everything is still current.
⏱ Estimated Turnaround: Approval within 2 business days of a complete application
✨ How We’re Different: Every application is reviewed personally — no auto-decisions. We look at your full picture, not just a score.
02
Property Approval
"Project Underwriting"
Once borrower-approved, it’s time to submit your property details: project plan, itemized budget, ARV, contract, and title company contact. We underwrite to ensure your deal aligns with your goals and our standards.
⏱ Estimated Turnaround: Approval within 48 hours of receiving all documents
✨ How We’re Different: We rely on real local market knowledge — not national formulas — to help ensure your numbers work.
03
Final Loan Approval
"Acquisition Closing"
Once both approvals are complete, we finalize funding terms, work with your title company, verify title and insurance, set up your escrow, and prepare for closing. You’ll review your final loan package ahead of closing — making the day of signing smooth and fast.
⏱ Estimated Turnaround: Typically closes within 5–7 business days of clear title
✨ How We’re Different: We coordinate closely with you and title to fund on closing day — no last-minute delay
04
Loan Servicing
"Servicing"
During your project, you’ll make easy interest-only monthly payments (paid in arrears, giving you time before the first payment). Our electronic payment portal makes this simple. Need help adjusting your exit strategy? We’re here — and extensions are available with approval (fees apply).
⏱ Support: Ongoing throughout the loan term
✨ How We’re Different: We stay out of your way so you can focus — but we’re ready with advice if you need us.
05
Escrow Disbursements
"Renovations"
If you’re financing your renovation, we help release funds in up to 6 draws. You’ll start with your own reserves, then submit paid invoices and lien waivers. Our disbursing partner inspects and verifies against your project plan, then FYNF signs off so funds are released fast.
⏱
Estimated Turnaround: 2–3 business days after inspection approval
✨
How We’re Different: Our disbursement process is local, responsive, and personal — no layers of red tape..
06
Loan Payoff
"Exit Closing"
The best part — your exit! Whether you’re selling or refinancing, we’ll provide a precise, penny-accurate payoff letter for your title company or new lender.
⏱ Estimated Turnaround: 1–2 business days
✨ How We’re Different: No surprises or errors — we make sure your closing goes smoothly.
07
Let's Do It Again!
"Repeat"
Your next project will be even easier. As a returning borrower, you’ll enjoy faster approvals and priority processing.
⏱ Estimated Turnaround: Return approvals faster than 48 hours
✨ How We’re Different: Most of our clients come back — because we deliver quick approvals, clear terms, local expertise, and a process built for repeat success.
Application Types
New Borrower
"Full Application"
Welcome to FYNF! If this is your first time applying, you're in the right place. We're excited to build a long-term partnership with you. Our quick 10–15 minute application lets you share your goals, experience, and financial picture so we can set you up for success. Once submitted, we'll review it and respond within 2 business days. Let’s get you approved and ready for your next deal!
New Borrower
"Found Property"
If you’re a newly approved FYNF borrower with a property under contract, you’re in the right place. Share the property details, your purchase contract, and an itemized project budget so we can review your deal and keep things moving. Our team will get back to you within 2 business days. Let’s make this deal happen!
Returning Borrower
"New Loan"
Welcome back! If you're a returning FYNF borrower ready for another loan, you're in the right place. Just fill out this quick form with your new deal details—property info, closing date, project plan, title company, purchase contract, and renovation budget. Once submitted, we’ll review everything and get back to you within 2 business days. We’re excited to work with you again!
